Buying Your First Home? Real Estate Brokers Are Your Professional Guides. Make Sure You Choose a Top Expert. You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Monroe, Snohomish and Woodinville real estate expert, it's my job to guide you, from beginning to end. I will take the time to go through each and every step of the buying process. There are no dumb questions! Together, we will consider: - How much can you really afford? - How to qualify for a mortgage. - How much cash you should put down. - How to buy a home with little or nothing down. - What it takes to get approved for financing. What banks and other financial institutions are looking for. - How much your payments will be. - The tax advantages of buying. - Is renting or buying better for you? Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.  New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...
Self Employed >No Problem There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.
If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more
loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.
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What are the world's most valuable chairs?
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| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
 See More Real Estate Trivia > |
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Lisa Bender
RSVP Real Estate
2018 156th Ave NE
Bellvue, WA 98007
Phone: 425-770-4438
Fax: 866-834-8159
Email: agent99lb@gmail.com
Lisa Bender has been a multi-million dollar producer in real estate for
years. A Western Washington native, Lisa's testimonials speak for themselves:
"Lisa's continued efforts and dedication were essential to selling our
home."-Jeff and Eileen B "I know we wouldn't be here [in our dream home] today without Lisa's "go-to" attitude and all with a smile! Lisa takes the pain out of it all." Kat and Dewey M. She's a "professional Realtor" with "excellent communication" and "diligence in pursuing and closing the deal." Tim K.
Whether you are a first time buyer or this is the 5th house
you've sold- Lisa is committed to helping you achieve your real estate
goals.  
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