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First Time Homebuyers: Monroe, Snohomish and Woodinville Washington home buying, real estate listings, and homes for sale in Snohomish County, WA

Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? REALTORSŽ Are Your Professional Guides. Make Sure You Choose a Top Expert.

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Monroe, Snohomish and Woodinville real estate expert, it's my job to guide you, from beginning to end.

I will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached.

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly...

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	From 1974 to 1996, what was the world's tallest habitable building?
A	The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
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Lisa Bender, REALTORŽ, real estate agent and broker for Monroe, Snohomish and Woodinville Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Lisa Bender
Keller Williams Realty
22232 17th Ave SE
Bothell, WA 98021
Phone: 425-770-4438
Fax: 360-668-1622
Email: lisa@4yournexthome.com
Lisa Bender has been a multi-million dollar producer in real estate for years. A Western Washington native, Lisa's testimonials speak for themselves: "Lisa's continued efforts and dedication were essential to selling our home."-Jeff and Eileen B "I know we wouldn't be here [in our dream home] today without Lisa's "go-to" attitude and all with a smile! Lisa takes the pain out of it all." Kat and Dewey M. She's a "professional Realtor" with "excellent communication" and "diligence in pursuing and closing the deal." Tim K. Whether you are a first time buyer or this is the 5th house you've sold- Lisa is committed to helping you achieve your real estate goals.

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