Monroe, Snohomish and Woodinville real estate and homes for sale in Washington - Lisa Bender, REALTOR® Lisa Bender REALTOR(r) for Monroe, Snohomish and Woodinville, Washington real estate - NUMBER1EXPERT™ Lisa Bender NUMBER1EXPERT(tm) for Monroe, Snohomish and Woodinville, Washington real estate

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Lisa Bender, REALTORŪ, real estate agent and broker for Monroe, Snohomish and Woodinville Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 425-770-4438.


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Find Out About the Latest Monroe, Snohomish and Woodinville Area Homes for Sale Before Anyone Else! 

I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Monroe, Snohomish and Woodinville, Washington area MLS, and even later on the national listings web sites, if at all. 

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Real Estate Tips
First Time Buyers >The Down Payment

Perhaps no single decision in a real estate purchase has more variables than "How much money do I put down?" Conventional wisdom centers around either putting down as much as you can or as little as the lender allows.

If you put down a large payment, you get some leverage with the lender, such as little or no mortgage insurance, a good equity position, and perhaps a preferred mortgage deal. You will also have lower mortgage payments. One potential disadvantage of a large down payment is that you will be using after-tax dollars on which you could be earning interest. You will also have less tax-deductible interest.

When you buy a home with a low down payment, you will have more tax deductible interest, and your investment value percentage will increase faster. You will have little equity at the outset, and your monthly mortgage payments (and perhaps your interest) will be higher. However, you will also keep more of your own money in hand to potentially earn more interest in other investments.

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Real Estate Trivia
Q 
What country of the world has the highest percentage of private housing?

A 
Mongolia, where 100% of all properties are owner-occupied.
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Lisa Bender, REALTORŪ, real estate agent and broker for Monroe, Snohomish and Woodinville Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Lisa Bender
Keller Williams Realty

22232 17th Ave SE
Bothell, WA 98021
Phone: 425-770-4438
Fax: 360-668-1622
Email: lisa@4yournexthome.com

Lisa Bender has been a multi-million dollar producer in real estate for years. A Western Washington native, Lisa's testimonials speak for themselves: "Lisa's continued efforts and dedication were essential to selling our home."-Jeff and Eileen B "I know we wouldn't be here [in our dream home] today without Lisa's "go-to" attitude and all with a smile! Lisa takes the pain out of it all." Kat and Dewey M. She's a "professional Realtor" with "excellent communication" and "diligence in pursuing and closing the deal." Tim K. Whether you are a first time buyer or this is the 5th house you've sold- Lisa is committed to helping you achieve your real estate goals.

Equal HousingMLSREALTOR


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