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Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Q	What is the only land in the world that has not been walked on by human feet?
A	A small 200 square-mile section of Antarctica is the only terrain on Earth that not one person has stepped foot on.
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Lisa Bender, REALTORŽ, real estate agent and broker for Monroe, Snohomish and Woodinville Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Lisa Bender
RSVP Real Estate
2018 156th Ave NE
Bellvue, WA 98007
Phone: 425-770-4438
Fax: 866-834-8159
Email: lisa@4yournexthome.com
Lisa Bender has been a multi-million dollar producer in real estate for years. A Western Washington native, Lisa's testimonials speak for themselves: "Lisa's continued efforts and dedication were essential to selling our home."-Jeff and Eileen B "I know we wouldn't be here [in our dream home] today without Lisa's "go-to" attitude and all with a smile! Lisa takes the pain out of it all." Kat and Dewey M. She's a "professional Realtor" with "excellent communication" and "diligence in pursuing and closing the deal." Tim K. Whether you are a first time buyer or this is the 5th house you've sold- Lisa is committed to helping you achieve your real estate goals.

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